Bridge the Gap Between Transactions with Confidence

At Hard Money Loans, we understand that timing is everything in real estate. Our Stabilized Bridge Loans are designed to help investors and property owners quickly unlock liquidity, refinance, or transition assets without delays. Whether you’re purchasing a stabilized property, waiting for long-term financing, or seizing a time-sensitive opportunity, our bridge loans give you the flexibility to move forward — fast.

We provide short-term, asset-based financing for income-producing or stabilized properties, allowing you to leverage existing equity and position your investment for long-term success.

Why Choose Our Stabilized Bridge Loans

Bridge loans should work for you — not hold you back. That’s why our financing solutions are built for speed, flexibility, and simplicity.

Fast Closings in as Little as 7–10 Days

Move quickly on purchase or refinance opportunities without traditional delays.

Flexible Loan Terms

Short-term solutions (typically 6–24 months) with renewal options as needed.

Interest-Only Payments

Maintain cash flow while maximizing property returns.

No Income Verification or Credit Score Barriers

We underwrite primarily based on asset value and deal strength.

Nationwide Lending Coverage

Access capital for stabilized commercial or residential properties across the U.S.

Loan Highlights

FeatureDetails
Loan Amount$500,000 – $25,000,000+
LTV (Loan-to-Value)Up to 75%
Interest RateStarting at 5.99%
Term6 to 24 months
AmortizationInterest-only
Closing TimeTypically within 7–10 business days
Exit OptionsRefinance or sale

Ideal For

  • Property owners needing quick short-term refinancing before permanent financing

  • Investors purchasing stabilized or income-producing assets

  • Borrowers bridging the gap between sale and new acquisition

  • Developers transitioning from construction loans to long-term take-out financing

How It Works

  1. Submit Loan Request
    Provide property details and intended use of funds.
  2. Fast Review & Conditional Approval
    Receive a quick decision based on asset value and project strength.
  3. Close & Fund Rapidly
    Access funds quickly to meet closing deadlines or refinance needs.
  4. Short-Term Bridge Period
    Manage the property while preparing for permanent financing.
  5. Refinance or Exit
    Transition smoothly into a conventional or long-term loan structure.

Why Borrowers Choose Hard Money Loans

  • Deep expertise in bridge and transitional lending

  • Personalized service — every deal is reviewed by real decision-makers

  • Transparent process with no hidden costs or prepayment penalties

  • Reliable funding partners trusted nationwide

Our Stabilized Bridge Loans give you the power to act quickly and strategically — helping you maintain momentum and capitalize on every opportunity.