Long-Term Financing for Single-Unit Investment Properties
At Fundflu, we provide simple, reliable financing for investors looking to purchase or refinance single rental homes. Our Single Property Rental Loans are designed for borrowers focused on stable cash flow, predictable payments, and long-term wealth through real estate.
Whether you’re growing your portfolio one home at a time or refinancing an existing property, our rental loans offer flexible terms and fast approvals to help you move forward with confidence.
Why Choose Our Single Property Rental Loans
Fast Closings
Funding in as little as 10–15 business days
Flexible Loan Terms
Choose from short- or long-term options based on your strategy
Competitive Rates
Starting from 6.25% with fixed or adjustable options
Asset-Based Approval
Focused on property performance and rental income
No Seasoning Requirements
Ideal for both new and experienced investors
Nationwide Lending
Programs available across all 50 states
Loan Highlights
| Feature | Details |
|---|---|
| Loan Amount | $100,000 – $5,000,000+ |
| Property Types | Single-family homes, condos, townhomes, and 1–4 unit rentals |
| LTV (Loan-to-Value) | Up to 80% |
| Interest Rate | Starting at 5.99% |
| Term Length | 5, 10, 20, or 30 years |
| Amortization | Fully amortized or interest-only |
| Debt Service Coverage (DSCR) | Minimum 1.0x – 1.25x |
| Closing Time | 10–15 business days |
Ideal For
How It Works
- Submit Loan Request — Share property details, value, and rental income.
- DSCR Analysis — We assess income coverage and property performance.
- Conditional Approval — Get transparent loan terms quickly.
- Close & Fund — Receive capital for acquisition or refinance.
- Generate Returns — Build long-term equity and collect stable rental income.