Flexible Financing for Land Acquisition and Development
At Fundflu, we provide fast, asset-based funding for investors and developers looking to acquire or refinance land for residential, commercial, or mixed-use projects. Our Land Hard Money Loans are built to help you move quickly—whether you’re purchasing raw land, entitled parcels, or prepping sites for future construction.
With quick approvals, minimal documentation, and nationwide coverage, we help you turn land opportunities into profitable projects.
Why Choose Our Land Hard Money Loans
Fast Funding
Approvals and closings in as little as 7–10 business days
Versatile Property Types
Raw land, entitled land, or lots ready for build-out
Flexible Terms
6 to 24 months with renewal options
High Leverage
Up to 65% of land value or purchase price
Interest-Only Payments
Preserve liquidity while planning your next phase
Streamlined Process
No income verification or complex underwriting
Loan Highlights
| Feature | Details |
|---|---|
| Loan Amount | $100,000 – $10,000,000+ |
| LTV (Loan-to-Value) | Up to 65% (based on appraised land value) |
| Interest Rate | Starting at 5.99% |
| Term | 6–24 months |
| Amortization | Interest-only |
| Closing Time | Typically within 7–10 business days |
| Exit Options | Construction loan, sale, or refinance |
Ideal For
How It Works
- Submit Property Details — Share land location, zoning info, and purchase or refinance purpose.
- Quick Review & Valuation — We assess land value and project potential.
- Conditional Approval — Receive a transparent term sheet within days.
- Close & Fund — Access capital rapidly for acquisition or refinance.
- Plan Next Phase — Transition to construction financing when ready.