Empowering Global Investors to Invest in U.S. Real Estate
Fundflu welcomes non-U.S. residents seeking to invest in American real estate. Our Foreign National Loans provide flexible financing solutions for international buyers looking to purchase or refinance residential and commercial properties in the U.S.
With minimal documentation requirements and asset-based qualification, we make cross-border investing accessible, transparent, and secure.

Why Choose Our Foreign National Loans
Available to Non-U.S. Residents and ITIN Holders
Flexible Loan Terms
5 to 30 years depending on property type
Nationwide Lending
Available across all 50 states
Simplified Documentation
Passport and visa accepted in place of U.S. credit history
Competitive Interest Rates
Starting at 5.99%
Property Types
Residential, investment, and select commercial assets
Loan Highlights
| Feature | Details |
|---|---|
| Loan Amount | $250,000 – $10,000,000+ |
| Property Types | Single-family, multi-family, condos, or mixed-use |
| LTV (Loan-to-Value) | Up to 70% |
| Interest Rate | Starting at 5.99% |
| Term Length | 5 to 30 years |
| Amortization | Fully amortized or interest-only |
| Closing Time | Typically within 15–20 business days |
| Required Documents | Passport, visa, proof of income, and international bank references |
Ideal For

How It Works
- Submit Application — Provide property details and identity documentation.
- Preliminary Review — We evaluate income verification and property type.
- Conditional Approval — Receive clear loan terms and estimated closing timeline.
- Fund & Close — Finalize funding with international documentation support.
- Manage Investment — Generate rental income or build equity over time.