Empowering Global Investors to Invest in U.S. Real Estate

Fundflu welcomes non-U.S. residents seeking to invest in American real estate. Our Foreign National Loans provide flexible financing solutions for international buyers looking to purchase or refinance residential and commercial properties in the U.S.

With minimal documentation requirements and asset-based qualification, we make cross-border investing accessible, transparent, and secure.

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Why Choose Our Foreign National Loans

Available to Non-U.S. Residents and ITIN Holders

Flexible Loan Terms

5 to 30 years depending on property type

Nationwide Lending

Available across all 50 states

Simplified Documentation

Passport and visa accepted in place of U.S. credit history

Competitive Interest Rates

Starting at 5.99%

Property Types

Residential, investment, and select commercial assets

Loan Highlights

FeatureDetails
Loan Amount$250,000 – $10,000,000+
Property TypesSingle-family, multi-family, condos, or mixed-use
LTV (Loan-to-Value)Up to 70%
Interest RateStarting at 5.99%
Term Length5 to 30 years
AmortizationFully amortized or interest-only
Closing TimeTypically within 15–20 business days
Required DocumentsPassport, visa, proof of income, and international bank references

Ideal For

  • Non-U.S. citizens investing in U.S. real estate
  • ITIN holders purchasing or refinancing rental properties
  • International investors seeking stable, income-generating assets
  • Foreign buyers expanding portfolios across U.S. markets

How It Works

  1. Submit Application — Provide property details and identity documentation.
  2. Preliminary Review — We evaluate income verification and property type.
  3. Conditional Approval — Receive clear loan terms and estimated closing timeline.
  4. Fund & Close — Finalize funding with international documentation support.
  5. Manage Investment — Generate rental income or build equity over time.

Why International Investors Choose Fundflu

  • Dedicated programs for foreign nationals and ITIN borrowers
  • Asset-based qualification with minimal paperwork
  • Trusted expertise in cross-border transactions
  • Seamless digital process with multilingual support

Our Foreign National Loans make U.S. real estate investment simple, secure, and efficient—helping international investors access one of the world’s strongest property markets.