Fast, Flexible Financing for Real Estate Investors
At Hard Money Loans, we specialize in helping investors turn distressed or undervalued properties into profitable ventures. Our Fix and Flip Loans are designed for real estate investors who buy, renovate, and resell properties quickly — with minimal red tape and maximum funding speed.
Whether you’re an experienced flipper or just starting out, our loan programs are tailored to help you acquire, renovate, and sell properties with confidence and agility.
Why Choose Our Fix and Flip Loans
We understand that timing is everything in real estate. That’s why our lending process is fast, transparent, and investor-friendly.
Close in as little as 5–7 days
We move at the speed of your deal, not the pace of a traditional bank.
Up to 90% of purchase + 100% rehab cost financing
Fund your entire project with one streamlined loan.
Flexible terms and no prepayment penalty
Pay off your loan early and keep more of your profits.
Experience-friendly underwriting
We work with both first-time and seasoned investors.
Loan Highlights
| Feature | Details |
|---|---|
| Loan Amount | $100,000 – $10,000,000+ |
| LTV | Up to 75% of ARV (After Repair Value) |
| Interest Rate | Starting at 5.99% |
| Term | 6 to 18 months |
| Closing Time | Typically 5–7 business days |
| Property Types | Single-family, multi-family, condos, and townhomes |
Ideal For
How It Works
- Apply Online or Speak with a Loan Advisor
Share basic deal details — no extensive paperwork required. - Get Pre-Approved Quickly
Receive a conditional approval and proof of funds within 24 hours. - Close Fast
Once approved, we fund your deal within days, not weeks. - Renovate & Sell
Focus on executing your project — we’ll handle the financing side.