Secure. Profitable. Proven.
At HardMoneyLoans.com we connect investors with high-yield, asset-backed real estate opportunities that deliver consistent returns and low risk.
With over 20 years of lending experience, our investment programs are designed to provide secure, predictable income through short-term real estate loans collateralized by tangible assets.
Whether you’re an individual investor, family office, or institutional lender, partnering with us allows you to diversify your portfolio with professionally managed, high-return real estate loans.
Why Invest With HardMoneyLoans.com
Strong Collateral Protection
Every loan we fund is backed by real property — not speculative assets — ensuring tangible security for your investment.
Competitive Returns
Investors earn attractive annualized yields compared to traditional savings or market-based instruments.
Short-Term, High-Yield Opportunities
Most of our loans range from 6 to 36 months, offering liquidity and flexibility while maintaining steady returns.
Proven Track Record With two decades of lending experience, we have seen hundreds of millions in loans and maintained a consistent record of performance.
Transparency & Control
You’ll have full insight into every deal — from borrower details to property valuations and exit strategies.
Diversification
Invest across multiple property types and geographic locations, including residential, commercial, and mixed-use projects.
Our Investor Model
We work with a wide range of investors, from first-time private lenders to institutional capital groups.
Here’s how the model works:
- Deal Sourcing & Screening
Every borrower and project undergoes a strict underwriting process that includes property valuation, borrower history, and risk assessment. - Collateral-Based Lending
We fund only secured loans — backed by real estate with significant equity to minimize risk. - Fund & Earn
Once funded, you earn interest on your investment at agreed-upon terms and rates. - Loan Servicing & Management
We manage all loan servicing, payments, and borrower communication so you can enjoy truly passive income. - Exit & Reinvestment
Upon loan maturity or property sale, your capital plus returns are distributed — and you may choose to reinvest in the next opportunity.
Types of Investment Opportunities
We provide investors access to a wide range of short-term lending opportunities, including:
Each loan type is structured with a conservative loan-to-value (LTV) ratio, typically not exceeding 70–80%, to ensure strong security.
Risk Management
Our conservative approach is built on decades of market experience.
We conduct:
This ensures each investment meets our strict quality and security benchmarks.
Benefits at a Glance
Who Can Invest
Our investor partners typically include:
Partner With Us
At Hard Money Loans, Inc., we believe in long-term, mutually beneficial relationships.
Our investors are more than funding partners — they’re part of a trusted network helping real estate investors, builders, and developers bring their projects to life.
Join us to access high-yield, low-risk lending opportunities backed by solid real estate assets and decades of lending experience.